Get the Career You Want Through Online Education

Are you working in your dreamed career field? If you are one of those who can’ made your dreamed career comes true, online education will be your best path to earn a career degree to enter a career field that was your career goal when you were at college. With the available of online education programs, going back to study is easier than ever, you can even do it without the need to quit your current job or affecting your family and social commitments.With the growing trend of online education programs, you can find almost any career related online courses offered by accredited online schools. Many of these online education programs are designed for working adults who want to earn a certification or degree in their area of interest without having to stop life on its course. The key elements that make online education the best option for working individuals are flexible learning environment and remote log on to the online classes from any location have made easy for working adults to go for study in their favorite subjects while maintaining their current job and lifestyle.Here are a few steps to find an online education program that meets your career goals:1. Identify Education Requirements Before you start searching for an online education program, you need to identify what are the education requirements in order for you to get the career you want. For example, if you want to become an accountant, you need to earn at least of bachelor or master’s degree in finance; and you may need to have a forensic accounting degree if you want to become a forensic accountant. Then, identify the level of degree you want to pursue, such as bachelor, master or PhD.2. Search For Online Education ProgramsOnce you know what type of online education programs to look for, search for a list of online education programs offered by various accredited online schools that meet your goals. Usually, you will find many similar online education programs offered by different online schools. You may need to short list them with a few criteria such as the school reputation, program cost, and the courses of the online education programs that best fit your needs.3. Request Information From Online SchoolsThe information about the online education programs found at the school’s website may not be detailed enough for you to make your decision. Hence, you should request the schools to send you the details information about the education programs so that you can review and compare them before you make any decision. Most online schools are providing free information packs on their education programs, what you need to do is fill up a simple form to let the schools know what type of online education programs you are interested in and where to send you those information.4. Apply For Admission & Earn The DegreeOnce your have decided an online education program to go for, admission application is simple and it can be done online. You need to fulfill all the admission requirements in order to be accepted by the online school. Then, you should work hard and smart to complete the program to earn the degree that is required to make a career switch.SummaryOnline education has made easy for working adults to go back for study without the need to give up their current job. You can get the career you want by earning a career related degree through online education program without give up your monthly pay check.

Business Capital Solutions In Canada: Accessing Proper Cash Flow & Commercial Financing

Business capital requirements in Canada often boil down to some basic truths the business owner/financial mgr/entrepreneur needs to address when it comes to financing for businesses.

One of those truths? Knowing the true state of their financial condition and what financing they do and don’t qualify for when it comes to meeting commercial lending requirements in Canadian business.

Business Loans In Canada

Whether you are smaller or start-up firm looking for information on how to get a business loan or a larger established firm looking for growth financing or acquisition opportunities we’re highlighting 3 mistakes that commercial loan seekers like your company need to avoid making when addressing, sourcing and negotiating your cash flow / working capital and commercial financing needs.

1. Understand the true condition of your company finances – These are almost always successful addressed when you spend time on your financials and understand how your financial statements reflect your access to commercial loans & business credit in general

2. Ensure you have a plan in place for sales growth and financial needs as it relates to commercial financing

3. Understand that actual hard facts about cash flow which is, of course, the lifeblood of your company

Can you honestly answer or feel positive about all those 3 points. If so, pass Go and collect $ 100.00!

A good way to address your company’s finance plans is to ensure you understand growth finance solutions, as well as how to manage in a downturn – i.e. not growing, losing money, etc; It’s never fun to fund yourself in an economic or industry downturn such as the COVID pandemic of 2020!

When we talk to clients of new or established businesses it seems they are almost always talking about sales, so the ability to understand and focus on the differences in their profits and cash fluctuations is key.

How do cash flow and sales plans and projections affect the type of financing you require? For one thing sales growth usually starts out by consuming your cash, not generating it. A poor finance plan will drag your business down and addressing financing simply gets tougher and tougher.

Three basics always emerge when it comes to your search for the right business capital and financing.

1. The amount of financing you need

2. The type of financing (debt/cash flow/asset monetization) The business loan interest rate will be dramatically affected by whether you choose traditional or alternative financing solutions. Private business loans in Canada come from non regulated commercial finance companies most often known as ‘ alternative lenders ‘. These lenders are typically highly specialized in one ‘ niche ‘ of business financing and may be Canadian firms or branches of U.S. banks and non-bank lenders

3. How the financing is structured to be manageable with your day to day operations

What Finance Company In Canada Can Meet Your Borrowing Needs & Why Is Capital Important In Business

Let’s identify and break down key financings your firm should know about and understand if they are applicable and achievable to your business. They include:

A/R Financing / Factoring / Confidential Receivable Finance

Inventory finance / floor planning / retail inventory

Working Capital term loans

Unsecured cash flow loans

Merchant working capital loans/advances – these loans are geared toward short term cash needs and are typically one year in duration. Loan amounts are typically 15-20% of your annual sales revenues.

Royalty finance

Asset based non bank business lines of credit

Tax credit financing (SR&ED bridge loans)

Equipment Leasing / Sale leasebacks – Equipment financing in Canada is used by almost 80% of all companies looking to acquire new, and used, assets.

Govt Guaranteed Small Business Loan program – Government Loans in Canada are sometimes referred to as ‘ SBL’, aka Note: BDC Finance solutions are available from this Canadian non-bricks and morter crown corporation. A small business loan via the government-guaranteed loan program comes with true flexibility around term loan duration, market rates, no pre payment penalties, and of course the low personal guarantee that is required by borrowers. These two ‘ government ‘ loan solutions are often perfect for financing a new business.

If you’re focused on not making mistakes in your business finance needs and want to capitalize on the solutions your competitors are probably already using seek out and speak to a trusted, credible and experienced Canadian business financing advisor who can assist you with your cash flow and commercial financing needs.

Stan has had a successful career with some of the world’s largest and most successful corporations.

His employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) In 2004 Stan founded 7 PARK AVENUE FINANCIAL – He is an expert in Canadian Business Financing.

Contour Pillow: Why You Should – Sleep Better, Feel Better

Are you tired of waking up with a stiff neck and feeling groggy throughout the day? Say goodbye to restless nights and hello to better sleep with a contour pillow for your neck! This innovative pillow design has been specifically created to offer support and comfort, allowing you to wake up feeling refreshed and revitalized. In this blog post, we’ll explore the benefits of using a contour pillow for your neck, why it’s essential for your overall health, and how it can help you achieve a better quality of life. So grab yourself a cuppa, sit back, relax and let us take you on an informative journey towards getting that perfect night’s sleep!

Contour Pillow

Contour Pillow
A contour pillow is a great way to improve your sleep habits. Not only does it help you get a better night’s rest, but it can also reduce pain in your neck and shoulders.

Here are four reasons why you should consider adding a contour pillow to your bedtime routine:

1. It Can Help You Get A Better Night’s Rest
A contour pillow not only helps you get a more comfortable night’s sleep. But it can also reduce neck and shoulder pain. In fact, some people find that they wake up feeling more rested thanks to the improved alignment of their spine and the redistribution of pressure throughout their body.

2. It Reduces Stress And Anxiety
Many people find that using a contour pillow helps them relax and fall asleep faster. This is because the unique design of this type of pillow helps distribute pressure evenly across your head, neck and shoulders. In addition, studies have shown that sleeping on your side increases the amount of time you spend in REM sleep – one of the most restful stages of sleep – which can help relieve stress and anxiety.

3. It Improves Circulation And Clears Your Head Faster
Since a contour pillow adjusts its shape to fit your head, it helps circulate blood. And lymph better than other types of pillows. This promotes healthy blood flow throughout your body, which can keep you alert and clearheaded during the day. Additionally, since a contour pillow supports your head instead of pressing down on it. It can reduce headaches and other symptoms of sinus pressure.

4. It Can Help You Lose Weight And Tone Your Body
Since contour pillows redistribute pressure evenly across your body, they can help you lose weight and tone your body. In fact, some people find that they can even lose a few pounds without changing their diet or exercise habits at all! Additionally, a contour pillow can help improve blood circulation, which can help reduce cellulite and improve the appearance of your skin.

The Importance of a Good Night’s Sleep
If you’re anything like the majority of Americans, you don’t get enough sleep. According to the National Sleep Foundation, almost half of American adults report getting less than the recommended 7 hours of sleep each night! What’s more, insufficient sleep can have a major impact on your overall health.

Here are five reasons why you should give sleep a try:

1. Improved Memory and Cognition
Quantity over quality is definitely the key when it comes to sleep. As we age, our brains start to suffer from less-quality sleep, which can lead to problems with memory and cognition. In fact, one study found that people who get less than 6 hours of sleep every night are at an increased risk for developing dementia!

2. Reduced Risk for Depression and Anxiety Disorders
Sleep deprivation is also linked with an increased risk for developing depression and anxiety disorders. In fact, a study published in The Lancet found that people who slept fewer than 7 hours per night were twice as likely as those who got 8 or more hours of sleep to develop depression in the following year! And another study found that people who slept 4 or 5 hours per night were three times as likely as those who got 7 or more hours of sleep to develop anxiety disorders!

3. Reduced Risk for Heart Disease and Stroke
Poorly sleeping can also lead to heart disease and stroke. Studies have shown that people who get less than 6 hours of sleep each night are at an increased risk for developing cardiovascular diseases. And research has also shown that people who sleep 5 or fewer hours per night are 3 times as likely as those who get 7 or more hours of sleep to develop stroke!

4. Increased Risk for Diabetes and Obesity
People who don’t get enough sleep are also at an increased risk for developing diabetes and obesity. In fact, a study published in The American Journal of Clinical Nutrition found that people who slept 5 or fewer hours per night were almost twice as likely as those who got 6 or more hours of sleep to have a BMI over 30! And another study found that people who slept 4 or fewer hours per night were nearly three times as likely as those who got 7 or more hours of sleep to have a BMI over 25!

5. Reduced Risk for Cancer
Studies have shown that people who get enough sleep have a reduced risk for developing various types of cancer. In fact, a study published in Sleep found that people who slept 7 or more hours per night had a 50% reduction in the risk of developing breast cancer! And another study published in Cancer found that people who slept 6 or 7 hours per night had a 40% reduction in the risk of developing both breast and prostate cancer!

Sleeping Positions for the Neck
If you suffer from neck pain, you may want to consider using a contour pillow instead of your traditional flat pillow. A contour pillow is designed to conform to your natural shape and make it easier for your neck muscles to rest. There are a variety of sleeping positions that you can use with a contour pillow. And each one will suit your individual needs.

Neck pain can be caused by a variety of factors, including Structural abnormalities in the spine, Trauma or accidents, Osteoarthritis, Whiplash syndrome and Poor posture. If you’re suffering from neck pain and cannot find relief from standard therapies such as medication or physical therapy. Using a contour pillow may be the solution for you.

There are three main types of contour pillows: round, oval and oblong. The round type is the most common and is designed to fit around your head like a hat. The oval type is broader at the base and narrower towards the top, which makes it more comfortable to sleep on your side or stomach. The oblong type is similar to an oval but has a flatter surface that’s better suited for people who sleep on their back or stomach.

To find the right sleeping position for you with a contour pillow. Try out different positions until you find one that feels comfortable. You should also make sure that the pillow is level across all angles. So that it doesn’t cause any discomfort in any part of your neck. When you’re ready to sleep, place the pillow between your head and the rest of your pillowcase. And then gently prop your head up so that it’s in a comfortable position.

Some people prefer to use a contour pillow with a sleeping mask because the mask helps to keep their head cool and reduces the risk of snoring. If you’re using a contour pillow with a sleeping mask, make sure that the mask is properly fitted. So that it doesn’t move around during the night.

How Does A Contour Pillow Work?
A contour pillow is designed to provide the perfect shape and support for your neck. This type of pillow is making with a raised surface along one edge and a gradual decline towards the other edge, which creates a gentle curve that helps relieve tension in your neck and shoulders.

According to research, using a contour pillow for neck can significantly improve your sleep quality. Studies have found that people who use this type of pillow are less likely to experience Neck pain or headaches in the morning. Additionally, people who use contour pillows often report feeling more refreshed after sleep and more rested during the day.

If you’re looking for an extra layer of comfort and support when it comes to sleeping. Consider investing in a contour pillow. Not only will you get better sleep, but you’ll also feel better both physically and emotionally in the morning.

What Are The Benefits Of Using A Contour Pillow?
Do you find yourself tossing and turning in your sleep? Do you feel like your neck is always sore? If so, you may be experiencing the effects of a bad sleeping posture. A memory foam contour pillow can help improve your sleep by helping to correct your sleeping position.

A contour pillow is design to conform to the curves of your neck, which helps relieve tension in your neck and shoulders. By promoting good alignment and reducing pressure on your cervical spine. A contour pillow can help improve circulation and reduce inflammation.

If you’re looking for a way to improve your sleep habits, consider investing in a contour memory foam pillow. Not only will it make you more comfortable during nightfall. But it could also lead to less pain in the morning.

Why Should You Buy A Contour Pillow?
If you suffer from neck pain, a contour pillow is a must-have for a better night’s sleep.

Here are 5 reasons why you should buy one:

A contour pillow supports your head and neck.
It helps to correct alignment problems and alleviate tension and pain in the neck and shoulders.
It reduces wrinkles and eliminates bags under the eyes.
It firms up the skin around your neck, giving you a youthful appearance!
Most importantly, it gives you the deep, restful sleep that you need to feel refreshed the next day!
What Are The Best Types Of Contour Pillows?
There are a lot of contour pillows on the market. So it can be hard to decide which one is the right fit for you.

Here are four types of contour pillows that may be perfect for you:

Cervical Pillow: This type of pillow is design to support your neck. And help reduce pain in your neck and shoulders. It also helps to reduce snoring and improve sleep quality.
Side-Lying Pillow: This type of pillow is design to help you get a good night’s sleep by supporting your head, neck, and spine while you sleep. It also helps keep your head from staying “over-tilted” during sleep, which can cause problems such as headache or neck pain.
Back sleeper? This type of pillow is perfect for people who sleep on their back. It supports your upper body and spine while you sleep, which can help relieve pain in your neck and shoulders.
Contour Memory Foam Pillow: This type of pillow is making with memory foam, which will conform to your body as you fall asleep. So that it helps distribute pressure evenly across your entire neck and spine.
Conclusion
If you are like most people, you spend a third of your life sleeping. So it is no wonder that poor sleep habits can lead to all sorts of problems, from feeling tired. And unmotivated to developing chronic health conditions such as obesity and heart disease. To make sure you get the best night’s sleep possible, invest in a contour pillow that will support your neck and reduce any tension or pain in your head and neck area.