Get the Career You Want Through Online Education

Are you working in your dreamed career field? If you are one of those who can’ made your dreamed career comes true, online education will be your best path to earn a career degree to enter a career field that was your career goal when you were at college. With the available of online education programs, going back to study is easier than ever, you can even do it without the need to quit your current job or affecting your family and social commitments.With the growing trend of online education programs, you can find almost any career related online courses offered by accredited online schools. Many of these online education programs are designed for working adults who want to earn a certification or degree in their area of interest without having to stop life on its course. The key elements that make online education the best option for working individuals are flexible learning environment and remote log on to the online classes from any location have made easy for working adults to go for study in their favorite subjects while maintaining their current job and lifestyle.Here are a few steps to find an online education program that meets your career goals:1. Identify Education Requirements Before you start searching for an online education program, you need to identify what are the education requirements in order for you to get the career you want. For example, if you want to become an accountant, you need to earn at least of bachelor or master’s degree in finance; and you may need to have a forensic accounting degree if you want to become a forensic accountant. Then, identify the level of degree you want to pursue, such as bachelor, master or PhD.2. Search For Online Education ProgramsOnce you know what type of online education programs to look for, search for a list of online education programs offered by various accredited online schools that meet your goals. Usually, you will find many similar online education programs offered by different online schools. You may need to short list them with a few criteria such as the school reputation, program cost, and the courses of the online education programs that best fit your needs.3. Request Information From Online SchoolsThe information about the online education programs found at the school’s website may not be detailed enough for you to make your decision. Hence, you should request the schools to send you the details information about the education programs so that you can review and compare them before you make any decision. Most online schools are providing free information packs on their education programs, what you need to do is fill up a simple form to let the schools know what type of online education programs you are interested in and where to send you those information.4. Apply For Admission & Earn The DegreeOnce your have decided an online education program to go for, admission application is simple and it can be done online. You need to fulfill all the admission requirements in order to be accepted by the online school. Then, you should work hard and smart to complete the program to earn the degree that is required to make a career switch.SummaryOnline education has made easy for working adults to go back for study without the need to give up their current job. You can get the career you want by earning a career related degree through online education program without give up your monthly pay check.

10 Daily Habits That Can Improve Your Oral Health

Taking care of your teeth and gums is an important component of maintaining your general health and well-being. Cavities, gum disease, and poor odor are just a few of the dental issues that good oral care can help you avoid. It is critical to practice excellent oral hygiene practices on a daily basis to keep your teeth and gums healthy. Here are ten daily habits that can improve your oral health.

1. Brush twice a day
Brush your teeth twice a day for two minutes each time to ensure that you are cleaning all areas of your teeth. Use toothpaste that contains fluoride to reinforce your dental enamel and prevent the development of cavities.

2. Floss daily
Flossing is necessary to eliminate plaque and pieces of food from between your teeth and along your gum line. If you find traditional floss tough to use, consider interdental brushes or water flossers as an option.

3. Use mouthwash
Mouthwash can help to freshen your breath and decrease the number of bacteria in your mouth. It is recommended to use mouthwash after brushing and flossing to ensure that it reaches every area of your mouth. To help avoid caries, look for a fluoride-containing mouthwash.

4. Drink water
Water is beneficial not only to your general health but also to your dental health. Water helps rinse your teeth and clear away food particles and bacteria that can cause cavities and gum disease. If you are unable to clean your teeth after eating or drinking, drinking water can help to neutralize acids in your mouth.

5. Limit sugary and acidic foods and drinks
Sugary and acidic meals and beverages can erode the enamel on your teeth, causing cavities and pain. Limit your intake of these foods and drinks in favor of healthier alternatives such as vegetables and fruits.

6. Chew sugar-free gum
Chewing sugar-free gum after meals can help to boost saliva production, which serves to wash away leftovers and reduce acids in the oral cavity. Xylitol is a natural sweetener found in some sugar-free gums that can help avoid cavities by decreasing the number of bacteria that live in the mouth.

7. Replace your toothbrush regularly
Toothbrushes can become old and frayed over time, making them less successful in cleaning your teeth. Replace your toothbrush every three to four months, or sooner if the brushes become frayed or if you have been sick to avoid reinfection.

8. Use a tongue scraper
Bacteria can build up on your tongue, causing poor odor and other dental issues. Using a tongue scraper to eliminate bacteria can help improve your general dental health. Tongue scrapers are available at most drugstores and online.

9. Visit your dentist regularly
Regular dentist exams and cleanings are necessary for excellent oral health. Your dentist can perform an oral exam, identify any issues, and offer treatment options to stop further damage. They may also clean your teeth to eliminate plaque and tartar, which can cause cavities and gum disease.

10. Quit smoking
Smoking is not only bad for your general health, but it is also bad for the condition of your teeth and gums. It may result in mouth cancer, poor odor, gum disease, and teeth discoloration. Quitting smoking can improve your general health and lower your chances of developing oral health problems. Your dentist can help you quit smoking by providing resources and assistance.

The bottom line
Maintaining good oral care practices on a daily basis can keep your teeth and gums in good condition and help you avoid a number of dental issues. By incorporating the aforementioned habits into your daily routine, you can enjoy a healthy smile for years to come.

Author’s Bio:
I am Amelia Grant, journalist, and blogger. I think that information is a great force that is able to change people’s lives for the better. That is why I feel a strong intention to share useful and important things about health self-care, wellness and other advice that may be helpful for people. Being an enthusiast of a healthy lifestyle that keeps improving my life, I wish the same for everyone.

Our attention to ourselves, to our daily routine and habits, is very important. Things that may seem insignificant, are pieces of a big puzzle called life. I want to encourage people to be more attentive to their well-being, improve every little item of it and become healthier, happier, stronger. All of us deserve that. And I really hope that my work helps to make the world better.

SPDN: An Inexpensive Way To Profit When The S&P 500 Falls

Summary
SPDN is not the largest or oldest way to short the S&P 500, but it’s a solid choice.
This ETF uses a variety of financial instruments to target a return opposite that of the S&P 500 Index.
SPDN’s 0.49% Expense Ratio is nearly half that of the larger, longer-tenured -1x Inverse S&P 500 ETF.
Details aside, the potential continuation of the equity bear market makes single-inverse ETFs an investment segment investor should be familiar with.
We rate SPDN a Strong Buy because we believe the risks of a continued bear market greatly outweigh the possibility of a quick return to a bull market.
Put a gear stick into R position, (Reverse).
Birdlkportfolio

By Rob Isbitts

Summary
The S&P 500 is in a bear market, and we don’t see a quick-fix. Many investors assume the only way to navigate a potentially long-term bear market is to hide in cash, day-trade or “just hang in there” while the bear takes their retirement nest egg.

The Direxion Daily S&P 500® Bear 1X ETF (NYSEARCA:SPDN) is one of a class of single-inverse ETFs that allow investors to profit from down moves in the stock market.

SPDN is an unleveraged, liquid, low-cost way to either try to hedge an equity portfolio, profit from a decline in the S&P 500, or both. We rate it a Strong Buy, given our concern about the intermediate-term outlook for the global equity market.

Strategy
SPDN keeps it simple. If the S&P 500 goes up by X%, it should go down by X%. The opposite is also expected.

Proprietary ETF Grades
Offense/Defense: Defense

Segment: Inverse Equity

Sub-Segment: Inverse S&P 500

Correlation (vs. S&P 500): Very High (inverse)

Expected Volatility (vs. S&P 500): Similar (but opposite)

Holding Analysis
SPDN does not rely on shorting individual stocks in the S&P 500. Instead, the managers typically use a combination of futures, swaps and other derivative instruments to create a portfolio that consistently aims to deliver the opposite of what the S&P 500 does.

Strengths
SPDN is a fairly “no-frills” way to do what many investors probably wished they could do during the first 9 months of 2022 and in past bear markets: find something that goes up when the “market” goes down. After all, bonds are not the answer they used to be, commodities like gold have, shall we say, lost their luster. And moving to cash creates the issue of making two correct timing decisions, when to get in and when to get out. SPDN and its single-inverse ETF brethren offer a liquid tool to use in a variety of ways, depending on what a particular investor wants to achieve.

Weaknesses
The weakness of any inverse ETF is that it does the opposite of what the market does, when the market goes up. So, even in bear markets when the broader market trend is down, sharp bear market rallies (or any rallies for that matter) in the S&P 500 will cause SPDN to drop as much as the market goes up.

Opportunities
While inverse ETFs have a reputation in some circles as nothing more than day-trading vehicles, our own experience with them is, pardon the pun, exactly the opposite! We encourage investors to try to better-understand single inverse ETFs like SPDN. While traders tend to gravitate to leveraged inverse ETFs (which actually are day-trading tools), we believe that in an extended bear market, SPDN and its ilk could be a game-saver for many portfolios.

Threats
SPDN and most other single inverse ETFs are vulnerable to a sustained rise in the price of the index it aims to deliver the inverse of. But that threat of loss in a rising market means that when an investor considers SPDN, they should also have a game plan for how and when they will deploy this unique portfolio weapon.

Proprietary Technical Ratings
Short-Term Rating (next 3 months): Strong Buy

Long-Term Rating (next 12 months): Buy

Conclusions
ETF Quality Opinion
SPDN does what it aims to do, and has done so for over 6 years now. For a while, it was largely-ignored, given the existence of a similar ETF that has been around much longer. But the more tenured SPDN has become, the more attractive it looks as an alternative.

ETF Investment Opinion

SPDN is rated Strong Buy because the S&P 500 continues to look as vulnerable to further decline. And, while the market bottomed in mid-June, rallied, then waffled since that time, our proprietary macro market indicators all point to much greater risk of a major decline from this level than a fast return to bull market glory. Thus, SPDN is at best a way to exploit and attack the bear, and at worst a hedge on an otherwise equity-laden portfolio.