Entry level finance jobs can be easy to come by if you know where and how to look. You are probably fresh out of college, and you are seeking a job in an entry level finance position. A common question many fresh graduates have is “How long would it take you to find a job, considering there are so many other people out there looking for the same job that I am looking for?”Nowadays, it isn’t as difficult to seek a job as it used to be, despite what the economy is going through. We have the Internet, and there are so many sites available on there where employers advertise to look for people like you. There are many websites that can assist you in your search.Unfortunately, because the Internet has gotten so popular, a majority of the people you are competing with are most likely going to do the same thing as you. The first thing they are probably going to do is get on
the Internet and visit those website where they know they can find some job openings in the entry level finance field. So far, you’re doing everything your competition is doing. You’ll probably look for job openings, email the employers, and wait for the employers to contact you back to possibly set up an interview. Pretty basic stuff.Well, the good news is, not a lot of your competitors will go above and beyond like you will. If you are really serious about getting yourself a well paying entry level finance job, you will go above and beyond in order to beat all your other competitors.First, you will seek for the job openings in finance field. You are going to email the employer your resume and cover letter, then, you will not just wait for the company to contact you. You are going to have to call them and let them get to know about you, that way, you are already in their minds. If possible, you can even visit their office and introduce yourself. This process can take a little bit of time and effort, especially if the company you are applying for is a very busy company and has a lot going on, but you are going to have to be patient and understand that this is a part of getting yourself ahead in the game. Remember, employers like to hire aggressive and people skilled employees like you and they are not going to know what’s so different about you and your skill set just by sending them an email.Once you get yourself an interview, it’s time for you to shine even more! Be professional, yet friendly. Be aggressive, yet cool. Employers don’t like to hire robots. They like to hire people who have great personalities and know how to take initiative and can make good decisions. Let them know that you are very interested in an entry level finance position and sell them the skill set what you bring to the table.With this knowledge, not only will you advance in looking for a entry level finance job, but you will also build a lot more confidence during your interview, knowing that you have reached that far in the game. Good luck in finding your position in entry level finance.
Entry Level Finance – Why Finding Your New Job Will Be Easy
Earn An Online Business Degree
Getting an online business degree has become a popular option especially in the past few years and there are a lot of schools competing for students. With the realization of international trade and the globalization of many markets, the need for skilled business school graduates is ever increasing. Online business degree programs recognize that need and cater to students who might already possess a modicum of business experience.Online Business Degree – Where To StartAn Associates Degree in Business is really a starting place to lay the foundational education of a business degree and essentially concentrates learning on a very basic skill set. Basic courses in business administration, economics, business management, marketing, accounting, and business law set the course for further study or provide a basic knowledge of business.A Bachelors Degree in Business offers the ability to focus on particular areas of interest such as finance, management, human resources, or marketing and might include advanced study in certain areas like accounting, economics, and business law. A student with an interest in business law could pursue a law degree following the completion of a Bachelors in Business Degree.A Masters Degree in Business allows even more specialization and expectation that students can their growing expertise to everyday business situations. Marketing, finance, management, economics and more are available Masters Degree specialties depending upon the college. Graduate requirements for online degrees are often a bit different than traditional college degree programs and also vary greatly from school to school.Why Choose An Online Business Degree Program?Online business degree programs have become popular choices for prospective students due to the flexibility and accommodation that these programs provide. Many students who are currently employed find it nearly impossible to undertake a traditional degree program without leaving their job or moving to a college community that offers a degree program in their field of interest. Some prospective students are tied to family or other obligations that preclude relocation or might just be isolated geographically and unable to relocate for whatever reason. Online College Degrees are the answer to many of these situations and can provide a reasonably similar educational experience.The main types of online education offered by colleges and universities falls into one of two categories, Synchronous and Asynchronous. Synchronous classes can be considered a hybrid of traditional classes and remote connection wherein the online students are connected with the classroom and must be present at the same time and day as the actual on-campus class. The online students therefore receive the lectures and discussion at the same time. Asynchronous, on the other hand, allows students to review lecture material and complete coursework on their own schedule. Classroom discussion might take place in a forum or via a bulletin board and while there are of course deadlines and due dates, how the students decide to attend class and complete assignments is primarily up to them. This type of class does require students that are self-motivated and organized so it’s not for everybody.Earning an Online Business Degree can be a huge factor in career advancement and income potential and the ability to earn the degree online makes them very attractive in the eyes of potential students.
Business Loans In Canada: Financing Solutions Via Alternative Finance & Traditional Funding
Business loans and finance for a business just may have gotten good again? The pursuit of credit and funding of cash flow solutions for your business often seems like an eternal challenge, even in the best of times, let alone any industry or economic crisis. Let’s dig in.
Since the 2008 financial crisis there’s been a lot of change in finance options from lenders for corporate loans. Canadian business owners and financial managers have excess from everything from peer-to-peer company loans, varied alternative finance solutions, as well of course as the traditional financing offered by Canadian chartered banks.
Those online business loans referenced above are popular and arose out of the merchant cash advance programs in the United States. Loans are based on a percentage of your annual sales, typically in the 15-20% range. The loans are certainly expensive but are viewed as easy to obtain by many small businesses, including retailers who sell on a cash or credit card basis.
Depending on your firm’s circumstances and your ability to truly understand the different choices available to firms searching for SME COMMERCIAL FINANCE options. Those small to medium sized companies ( the definition of ‘ small business ‘ certainly varies as to what is small – often defined as businesses with less than 500 employees! )
How then do we create our road map for external financing techniques and solutions? A simpler way to look at it is to categorize these different financing options under:
Debt / Loans
Asset Based Financing
Alternative Hybrid type solutions
Many top experts maintain that the alternative financing solutions currently available to your firm, in fact are on par with Canadian chartered bank financing when it comes to a full spectrum of funding. The alternative lender is typically a private commercial finance company with a niche in one of the various asset finance areas
If there is one significant trend that’s ‘ sticking ‘it’s Asset Based Finance. The ability of firms to obtain funding via assets such as accounts receivable, inventory and fixed assets with no major emphasis on balance sheet structure and profits and cash flow ( those three elements drive bank financing approval in no small measure ) is the key to success in ABL ( Asset Based Lending ).
Factoring, aka ‘ Receivable Finance ‘ is the other huge driver in trade finance in Canada. In some cases, it’s the only way for firms to be able to sell and finance clients in other geographies/countries.
The rise of ‘ online finance ‘ also can’t be diminished. Whether it’s accessing ‘ crowdfunding’ or sourcing working capital term loans, the technological pace continues at what seems a feverish pace. One only has to read a business daily such as the Globe & Mail or Financial Post to understand the challenge of small business accessing business capital.
Business owners/financial mgrs often find their company at a ‘ turning point ‘ in their history – that time when financing is needed or opportunities and risks can’t be taken. While putting or getting new equity in the business is often impossible, the reality is that the majority of businesses with SME commercial finance needs aren’t, shall we say, ‘ suited’ to this type of funding and capital raising. Business loan interest rates vary with non-traditional financing but offer more flexibility and ease of access to capital.
We’re also the first to remind clients that they should not forget govt solutions in business capital. Two of the best programs are the GovernmentSmall Business Loan Canada (maximum availability = $ 1,000,000.00) as well as the SR&ED program which allows business owners to recapture R&D capital costs. Sred credits can also be financed once they are filed.
Those latter two finance alternatives are often very well suited to business start up loans. We should not forget that asset finance, often called ‘ ABL ‘ by those Bay Street guys, can even be used as a loan to buy a business.
If you’re looking to get the right balance of liquidity and risk coupled with the flexibility to grow your business seek out and speak to a trusted, credible and experienced Canadian business financing advisor with a track record of business finance success who can assist you with your funding needs.